“If you fail to plan, you are planning to fail” Benjamin Franklin (Founding Father of the United States) Says the incoming prospect: “I’m hiring you to consistently pick the top performing stocks, funds, crypto-currencies, or whatever else is making the top headlines...

Last week, the S&P 500 hit 4,000 for the first time in history, causing the financial pundits to trip over themselves with glee.  In December last year, the Dow hit 30,000 and my blog post answered a few questions swirling around what that even means to the...