Category: Uncategorized

Wayne Gretzky, former professional hockey player, once observed that “you miss 100% of the shots you never take.”  Ideas are easy.  Executing on the idea is another story.  I’m sure other people thought of selling...

This morning’s unemployment report revealed that the US economy lost an unprecedented 20.5 million jobs in April and hence, the unemployment rate soared to 14.7%, up from 4.4% in March.  In one month, the coronavirus has...

“Not everything that counts can be counted, and not everything that can be counted counts.”  EinsteinNumbers are pouring in from company earnings reports.  It’s a sea of red.  Billions of dollars of revenue and...

Two months ago, on February 29th, US public health officials initially declared a Washington state man in his 50s to be the first person in the country to die of the coronavirus.60 days.A lot can happen in 60 days.As of...

Well, it’s official. The travel industry is on life support. Recent data from Discover credit card holders revealed that spending on travel for the month of April is down 99% year over year. Ummm. Let’s just go ahead and round...

Unprecedented. This word is quickly becoming the most overused, yet most appropriate word of 2020. When I think of all the unprecedented things that have happened over the last 5 weeks, I’m sure it will someday fill a history...

Summing up the past 17 years of my career as a client facing advisor…Me: What brought you here today?Client: I do not want to wake up dead tomorrow and leave my familyfinancially destitute. Same for disability. I don’t want my...

The sound of gentle waves lapped upon the sides of our vessel. The moon was lit, wisps of clouds lined the sky. A horrible squall had just unleashed upon us. Our adrenaline had not yet dissipated, and we were checking our...

I grew up on a farm just outside of the thriving micropolitan community of Findlay Ohio. One hundred sixty acres of land. We grew wheat, corn, and soybeans. Also had some livestock, which lead me to be in 4-H, which helped fund...